What government program assists individuals requiring long-term care?

Medicaid is the government program designed to assist individuals who require long-term care. This program provides health coverage for low-income individuals and families, and it specifically includes long-term care services, such as nursing home care and personal care services in the home or community.

The importance of Medicaid in long-term care stems from the fact that many people who need these services have limited income and resources. Medicaid can cover the substantial costs associated with long-term care that many individuals would otherwise be unable to afford. By providing this financial support, Medicaid plays a critical role in ensuring that vulnerable populations receive necessary care and support.

In contrast, Medicare primarily covers short-term health care services and does not typically reimburse for long-term care. Social Security provides financial assistance to retirees and disabled persons but does not specifically target long-term care needs. CHIP (Children's Health Insurance Program) focuses on providing health coverage for children in families with incomes that are too high to qualify for Medicaid but too low to afford private coverage, again not addressing the needs of individuals requiring long-term care directly.